2022 Toyota Tacoma Prices

Rates and payment breakdown for leasing, finance or cash

The Tacoma is a solid and dependable truck from the Midwest. It always gets the task done quickly and efficiently, without breaking a sweat or stopping. With 9 distinct Toyota Tacoma trim levels and three cab designs, it has plenty of personality for almost any scenario or purpose.

Are you ready to take on the wild? Tacoma’s all-new 2022 offers a helping hand (or two), with features like Off-road TRD, which makes your truck truly unstoppable, no matter where you drive it. Compare the trims and features to our 2022 Toyota Tacoma Trim Levels Guide before you buy.

Finance has many alternatives to fit your specific requirements, as demonstrated by the number of choices available. Look at the costs and projected pricing below to see which one is appropriate for you.

Please note the following about the payment and pricing on this page before you continue:

  • This table includes a document fee of $598 plus tax, which is not included on Toyota’s website. Actual pricing may vary depending on the dealer’s fees and costs. For reference, BC-based taxes have been added.
  • Pricing information is collected from the Toyota Canada website for the time period displayed at the bottom of the table. Rates and pricing is for reference purposes and pricing or rates may change without notice.
  • Always check with Toyota Canada for the most up-to-date information in the event of a discrepancy.

Please see the guide below for leasing, finance or cash prices for this vehicle.

Cash & Financing Breakdown

For people who want an efficient pickup truck with a strong engine, the Toyota Tacoma is ideal. The preceding table displays the financing options and prices for you, so have a look!

Tacoma PricingSR (Double Cab)SR5 (Double Cab)TRD Sport (Double Cab)TRD Off Road (Access Cab)TRD Off Road (Double Cab)Trail (Double Cab)TRD Sport Premium (Double Cab)Nightshade (Double Cab)TRD Pro (Double Cab)
MSRP Price$40,560$42,960$44,960$44,730$45,670$47,670$48,670$53,620$60,030
Estimated All-in Price*$47,570$50,258$53,248$52,240$53,293$55,533$56,653$62,197$71,217
Finance ratesSR (Double Cab)SR5 (Double Cab)TRD Sport (Double Cab)TRD Off Road (Access Cab)TRD Off Road (Double Cab)Trail (Double Cab)TRD Sport Premium (Double Cab)Nightshade (Double Cab)TRD Pro (Double Cab)
3 year term3.49%3.49%3.49%3.49%3.49%3.49%3.49%3.49%3.49%
4 year term3.69%3.69%3.69%3.69%3.69%3.69%3.69%3.69%3.69%
5 year term3.69%3.69%3.69%3.69%3.69%3.69%3.69%3.69%3.69%
6 year term3.79%3.79%3.79%3.79%3.79%3.79%3.79%3.79%3.79%
7 year term3.79%3.79%3.79%3.79%3.79%3.79%3.79%3.79%3.79%
SR (Double Cab)SR5 (Double Cab)TRD Sport (Double Cab)TRD Off Road (Access Cab)TRD Off Road (Double Cab)Trail (Double Cab)TRD Sport Premium (Double Cab)Nightshade (Double Cab)TRD Pro (Double Cab)
3 year finance w/ $0 down (monthly)$1,394$1,472$1,560$1,531$1,561$1,627$1,660$1,822$2,086
Payment reduction (per $1k downpayment)$29.3$29.3$29.3$29.3$29.3$29.3$29.3$29.3$29.3
Cost of borrowing (Annual)$868$917$971$953$972$1,013$1,033$1,134$1,299
SR (Double Cab)SR5 (Double Cab)TRD Sport (Double Cab)TRD Off Road (Access Cab)TRD Off Road (Double Cab)Trail (Double Cab)TRD Sport Premium (Double Cab)Nightshade (Double Cab)TRD Pro (Double Cab)
4 year finance w/ $0 down (monthly)$1,068$1,128$1,195$1,172$1,196$1,246$1,271$1,396$1,598
Payment reduction (per $1k downpayment)$22.4$22.4$22.4$22.4$22.4$22.4$22.4$22.4$22.4
Cost of borrowing (Annual)$918$969$1,027$1,008$1,028$1,071$1,093$1,200$1,374
SR (Double Cab)SR5 (Double Cab)TRD Sport (Double Cab)TRD Off Road (Access Cab)TRD Off Road (Double Cab)Trail (Double Cab)TRD Sport Premium (Double Cab)Nightshade (Double Cab)TRD Pro (Double Cab)
5 year finance w/ $0 down (monthly)$869$919$973$955$974$1,015$1,035$1,137$1,302
Payment reduction (per $1k downpayment)$18.3$18.3$18.3$18.3$18.3$18.3$18.3$18.3$18.3
Cost of borrowing (Annual)$919$971$1,029$1,010$1,030$1,073$1,095$1,202$1,376
SR (Double Cab)SR5 (Double Cab)TRD Sport (Double Cab)TRD Off Road (Access Cab)TRD Off Road (Double Cab)Trail (Double Cab)TRD Sport Premium (Double Cab)Nightshade (Double Cab)TRD Pro (Double Cab)
6 year finance w/ $0 down (monthly)$740$782$828$812$829$864$881$967$1,107
Payment reduction (per $1k downpayment)$15.6$15.6$15.6$15.6$15.6$15.6$15.6$15.6$15.6
Cost of borrowing (Annual)$948$1,002$1,061$1,041$1,062$1,107$1,129$1,240$1,419
SR (Double Cab)SR5 (Double Cab)TRD Sport (Double Cab)TRD Off Road (Access Cab)TRD Off Road (Double Cab)Trail (Double Cab)TRD Sport Premium (Double Cab)Nightshade (Double Cab)TRD Pro (Double Cab)
7 year finance w/ $0 down (monthly)$646$682$723$709$723$754$769$844$967
Payment reduction (per $1k downpayment)$13.6$13.6$13.6$13.6$13.6$13.6$13.6$13.6$13.6
Cost of borrowing (Annual)$952$1,006$1,066$1,045$1,066$1,111$1,134$1,245$1,425

How to calculate payment with downpayment included?

The ‘Payment reduction (per $1k downpayment)’ amount is included for this purpose. To give you an example, let’s say you are looking a 5-year lease and the payment is listed in the table like this:

Payment w/ $0 down – $677

Reduction per $1k down – $21.4

This shows you that the payment for 5 years is $677 per month. If you put down a $1,000 deposit, the cost will be reduced by $21.40, resulting in a monthly price of $655.60.

You can simply increase the amount if you want to add more. For example, $5k down payment amounts to $21.40×5, which equals $107. In this case, the monthly payment is $507 with a $5k downpayment on a 5-year lease.

Cost of Borrowing: What is this?

This is how much money you pay based on the stated interest rate. The amount is determined by adding up all of the monthly payments and then adding them to the lease end value with tax included, then subtracting this sum from the all-in full cash total. The monthly leasing cost is typically higher when you opt for a longer lease term or if the lease rate is high.

Leasing Payment Breakdown

The Toyota Tacoma is a tough truck with excellent driving performance. Use this table to discover and compare lease rates for the Toyota Tacoma.

Tacoma Lease ratesSR (Double Cab)SR5 (Double Cab)TRD Sport (Double Cab)TRD Off Road (Access Cab)TRD Off Road (Double Cab)Trail (Double Cab)TRD Sport Premium (Double Cab)Nightshade (Double Cab)TRD Pro (Double Cab)
2 year term5.49%5.49%5.49%5.49%5.49%5.49%5.49%5.49%5.49%
3 year term5.49%5.49%5.49%5.49%5.49%5.49%5.49%5.49%5.49%
4 year term5.69%5.69%5.69%5.69%5.69%5.69%5.69%5.69%5.69%
5 year term5.99%5.99%5.99%5.99%5.99%5.99%5.99%5.99%5.99%
Security Deposit (Max amount)$5,500$5,500$5,500$5,500$5,500$5,500$5,500$5,500$5,500
SR (Double Cab)SR5 (Double Cab)TRD Sport (Double Cab)TRD Off Road (Access Cab)TRD Off Road (Double Cab)Trail (Double Cab)TRD Sport Premium (Double Cab)Nightshade (Double Cab)TRD Pro (Double Cab)
2 year lease w/ $0 down (monthly)$737$792$834$839$834$845$881$982$1,167
Payment reduction (per $1k downpayment)$49.2$49.2$49.2$49.2$49.2$49.2$49.2$49.2$50.7
Cost of borrowing (Annual)$2,256$2,373$2,516$2,454$2,518$2,640$2,679$2,928$2,991
Lease end buyout value$30,715$32,140$34,170$33,045$34,200$36,190$36,480$39,713$43,926
Savings w/ Security Deposit Added (full term)$1,218$1,282$1,360$1,326$1,362$1,428$1,449$1,585$1,809
SR (Double Cab)SR5 (Double Cab)TRD Sport (Double Cab)TRD Off Road (Access Cab)TRD Off Road (Double Cab)Trail (Double Cab)TRD Sport Premium (Double Cab)Nightshade (Double Cab)TRD Pro (Double Cab)
3 year lease w/ $0 down (monthly)$634$678$716$716$716$731$758$842$1,000
Payment reduction (per $1k downpayment)$33.7$33.7$33.7$33.7$33.7$33.7$33.7$33.7$34.8
Cost of borrowing (Annual)$2,171$2,283$2,421$2,361$2,423$2,541$2,578$2,818$3,114
Lease end buyout value$27,923$29,180$31,022$29,961$31,050$32,900$33,120$36,006$39,771
Savings w/ Security Deposit Added (full term)$1,768$1,860$1,974$1,924$1,975$2,072$2,102$2,299$2,624
SR (Double Cab)SR5 (Double Cab)TRD Sport (Double Cab)TRD Off Road (Access Cab)TRD Off Road (Double Cab)Trail (Double Cab)TRD Sport Premium (Double Cab)Nightshade (Double Cab)TRD Pro (Double Cab)
4 year lease w/ $0 down (monthly)$593$634$670$667$670$687$710$787$925
Payment reduction (per $1k downpayment)$26.0$26.0$26.0$26.0$26.0$26.0$26.0$26.0$26.9
Cost of borrowing (Annual)$2,154$2,264$2,401$2,342$2,404$2,521$2,557$2,795$3,096
Lease end buyout value$24,732$25,797$27,426$26,436$27,450$29,140$29,280$31,770$35,022
Savings w/ Security Deposit Added (full term)$2,268$2,385$2,530$2,467$2,532$2,656$2,695$2,946$3,363
SR (Double Cab)SR5 (Double Cab)TRD Sport (Double Cab)TRD Off Road (Access Cab)TRD Off Road (Double Cab)Trail (Double Cab)TRD Sport Premium (Double Cab)Nightshade (Double Cab)TRD Pro (Double Cab)
5 year lease w/ $0 down (monthly)$572$609$644$640$645$663$684$757$874
Payment reduction (per $1k downpayment)$21.5$21.5$21.6$21.6$21.5$21.5$21.6$21.5$22.1
Cost of borrowing (Annual)$2,171$2,282$2,419$2,359$2,421$2,540$2,576$2,814$3,030
Lease end buyout value$21,541$22,414$23,829$22,911$23,850$25,380$25,440$27,534$30,274
Savings w/ Security Deposit Added (full term)$2,729$2,869$3,043$2,968$3,046$3,193$3,241$3,542$4,039
How to calculate payment with downpayment included?

The ‘Payment reduction (per $1k downpayment)’ amount is included for this purpose. To give you an example, let’s say you are looking a 5-year lease and the payment is listed in the table like this:

Payment w/ $0 down – $677

Reduction per $1k down – $21.4

This shows you that the payment for 5 years is $677 per month. If you put down a $1,000 deposit, the cost will be reduced by $21.40, resulting in a monthly price of $655.60.

You can simply increase the amount if you want to add more. For example, $5k down payment amounts to $21.40×5, which equals $107. In this case, the monthly payment is $507 with a $5k downpayment on a 5-year lease.

Lease end value: What is this?

You have the option to purchase out the vehicle at the end of your lease. To gain complete ownership of the car, you must pay the ‘lease end value’ to take ownership of it. Remember that this amount is taxable and that dealerships may charge additional fees to execute this procedure.

Security Deposit: What is this?

To lower the interest rate, you may add a Security Deposit when you lease a car. Doing so, the interest rate will be reduced by up to 1.5%. You can see the total accumulated amount you will end up SAVING for the entire term when a security deposit is added with the lease.

The maximum amount stipulated in the table can be adjusted to be less, but providing a lesser amount will affect the rate reduction. The deposit is, in the end, simply a deposit, and the full amount of money is returned to you at the conclusion of your lease term.

Cost of Borrowing: What is this?

This is how much money you pay based on the stated interest rate. The amount is determined by adding up all of the monthly payments and then adding them to the lease end value with tax included, then subtracting this sum from the all-in full cash total. The monthly leasing cost is typically higher when you opt for a longer lease term or if the lease rate is high.

See our breakdown of the trims and features on this:

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