2022 Toyota RAV4 Prices

Rates and payment breakdown for leasing, finance or cash

The 2022 Toyota RAV4 is a great car for anyone to buy, and it’s even better if you want the most out of your purchase. With so many options available with this vehicle there’ll be something that suits any driver’s needs or preferences!

The RAV4 is more than just an efficient car, it’s also affordable! With its multiple trim levels and features to choose from you’ll have all the money necessary for what matters most in life. Check out our 2022 Toyota RAV4 trim levels guide on how these vary so that when shopping next time there is no doubt about which one suits your needs best

Finance offers a range of financing and leasing options to suit your needs. They have competitive rates for all types, so you can find something that works with what’s available in the budget!

Please note the following about the payment and pricing on this page before you continue:

  • This table includes a document fee of $598 plus tax, which is not included on Toyota’s website. Actual pricing may vary depending on the dealer’s fees and costs. For reference, BC-based taxes have been added.
  • Pricing information is collected from the Toyota Canada website for the time period displayed at the bottom of the table. Rates and pricing is for reference purposes and pricing or rates may change without notice.
  • Always check with Toyota Canada for the most up-to-date information in the event of a discrepancy.

Please see the guide below for leasing, finance or cash prices for this vehicle.

Cash & Financing Breakdown

The Toyota RAV4 is a great family vehicle with an excellent safety rating. The following list of prices will help you find out which model fits your needs the best!

RAV4 PricingLE FWDLE AWDXLEXLE PremiumTrailTRD Off RoadLimited
MSRP Price$28,850$30,950$34,550$37,550$38,350$43,250$42,850
Estimated All-in Price*$35,205$37,557$41,589$44,949$45,845$51,333$50,885
Finance ratesLE FWDLE AWDXLEXLE PremiumTrailTRD Off RoadLimited
3 year term4.49%4.49%4.49%4.49%4.49%4.49%4.49%
4 year term4.79%4.79%4.79%4.79%4.79%4.79%4.79%
5 year term4.79%4.79%4.79%4.79%4.79%4.79%4.79%
6 year term4.99%4.99%4.99%4.99%4.99%4.99%4.99%
7 year term4.99%4.99%4.99%4.99%4.99%4.99%4.99%
LE FWDLE AWDXLEXLE PremiumTrailTRD Off RoadLimited
3 year finance w/ $0 down (monthly)$1,047$1,117$1,237$1,337$1,364$1,527$1,513
Payment reduction (per $1k downpayment)$29.7$29.7$29.7$29.7$29.7$29.8$29.7
Cost of borrowing (Annual)$830$885$980$1,060$1,081$1,210$1,200
LE FWDLE AWDXLEXLE PremiumTrailTRD Off RoadLimited
4 year finance w/ $0 down (monthly)$807$861$954$1,031$1,051$1,177$1,167
Payment reduction (per $1k downpayment)$22.9$22.9$22.9$22.9$22.9$22.9$22.9
Cost of borrowing (Annual)$888$947$1,049$1,133$1,156$1,294$1,283
LE FWDLE AWDXLEXLE PremiumTrailTRD Off RoadLimited
5 year finance w/ $0 down (monthly)$661$705$781$844$861$964$955
Payment reduction (per $1k downpayment)$18.8$18.8$18.8$18.8$18.8$18.8$18.8
Cost of borrowing (Annual)$891$950$1,052$1,137$1,160$1,299$1,288
LE FWDLE AWDXLEXLE PremiumTrailTRD Off RoadLimited
6 year finance w/ $0 down (monthly)$567$605$670$724$738$826$819
Payment reduction (per $1k downpayment)$16.1$16.1$16.1$16.1$16.1$16.1$16.1
Cost of borrowing (Annual)$934$997$1,104$1,193$1,217$1,362$1,350
LE FWDLE AWDXLEXLE PremiumTrailTRD Off RoadLimited
7 year finance w/ $0 down (monthly)$497$531$588$635$648$725$719
Payment reduction (per $1k downpayment)$14.1$14.1$14.1$14.1$14.1$14.1$14.1
Cost of borrowing (Annual)$940$1,002$1,110$1,200$1,224$1,370$1,358

How to calculate payment with downpayment included?

The ‘Payment reduction (per $1k downpayment)’ amount is included for this purpose. To give you an example, let’s say you are looking a 5-year lease and the payment is listed in the table like this:

Payment w/ $0 down – $677

Reduction per $1k down – $21.4

This shows you that the payment for 5 years is $677 per month. If you put down a $1,000 deposit, the cost will be reduced by $21.40, resulting in a monthly price of $655.60.

You can simply increase the amount if you want to add more. For example, $5k down payment amounts to $21.40×5, which equals $107. In this case, the monthly payment is $507 with a $5k downpayment on a 5-year lease.

Cost of Borrowing: What is this?

This is how much money you pay based on the stated interest rate. The amount is determined by adding up all of the monthly payments and then adding them to the lease end value with tax included, then subtracting this sum from the all-in full cash total. The monthly leasing cost is typically higher when you opt for a longer lease term or if the lease rate is high.

Leasing Payment Breakdown

Whether you’re looking for a casual or family vehicle, the Toyota RAV4 has something that will fit your needs. It has caught the eye of many car shoppers. This is because it comes with great features and competitive pricing that will help you decide if this vehicle suits your needs!

RAV4 Lease ratesLE FWDLE AWDXLEXLE PremiumTrailTRD Off RoadLimited
2 year term5.49%5.49%5.49%5.49%5.49%5.49%5.49%
3 year term5.49%5.49%5.49%5.49%5.49%5.49%5.49%
4 year term5.69%5.69%5.69%5.69%5.69%5.69%5.69%
5 year term5.99%5.99%5.99%5.99%5.99%5.99%5.99%
Security Deposit (Max amount)$5,500$5,500$5,500$5,500$5,500$5,500$5,500
LE FWDLE AWDXLEXLE PremiumTrailTRD Off RoadLimited
2 year lease w/ $0 down (monthly)$607$628$701$767$798$864$876
Payment reduction (per $1k downpayment)$49.2$49.2$49.2$49.2$49.2$49.2$49.2
Cost of borrowing (Annual)$1,633$1,754$1,935$2,083$2,113$2,383$2,349
Lease end buyout value$21,349$23,213$25,567$27,412$27,612$31,573$30,852
Savings w/ Security Deposit Added (full term)$879$945$1,044$1,124$1,141$1,289$1,270
LE FWDLE AWDXLEXLE PremiumTrailTRD Off RoadLimited
3 year lease w/ $0 down (monthly)$507$529$590$645$667$729$735
Payment reduction (per $1k downpayment)$33.7$33.7$33.7$33.7$33.7$33.7$33.7
Cost of borrowing (Annual)$1,570$1,687$1,862$2,003$2,032$2,293$2,260
Lease end buyout value$19,330$21,046$23,149$24,783$24,928$28,545$27,853
Savings w/ Security Deposit Added (full term)$1,276$1,372$1,515$1,632$1,656$1,869$1,842
LE FWDLE AWDXLEXLE PremiumTrailTRD Off RoadLimited
4 year lease w/ $0 down (monthly)$478$501$559$609$629$692$695
Payment reduction (per $1k downpayment)$26.0$26.0$26.0$26.0$26.0$26.0$26.0
Cost of borrowing (Annual)$1,540$1,654$1,825$1,963$1,991$2,246$2,213
Lease end buyout value$16,445$17,951$19,694$21,028$21,093$24,220$23,568
Savings w/ Security Deposit Added (full term)$1,620$1,741$1,921$2,068$2,098$2,368$2,334
LE FWDLE AWDXLEXLE PremiumTrailTRD Off RoadLimited
5 year lease w/ $0 down (monthly)$448$471$525$571$589$650$651
Payment reduction (per $1k downpayment)$21.5$21.6$21.5$21.5$21.5$21.6$21.5
Cost of borrowing (Annual)$1,560$1,677$1,849$1,988$2,016$2,275$2,241
Lease end buyout value$14,425$15,785$17,275$18,400$18,408$21,193$20,568
Savings w/ Security Deposit Added (full term)$1,961$2,107$2,326$2,503$2,539$2,865$2,822
How to calculate payment with downpayment included?

The ‘Payment reduction (per $1k downpayment)’ amount is included for this purpose. To give you an example, let’s say you are looking a 5-year lease and the payment is listed in the table like this:

Payment w/ $0 down – $677

Reduction per $1k down – $21.4

This shows you that the payment for 5 years is $677 per month. If you put down a $1,000 deposit, the cost will be reduced by $21.40, resulting in a monthly price of $655.60.

You can simply increase the amount if you want to add more. For example, $5k down payment amounts to $21.40×5, which equals $107. In this case, the monthly payment is $507 with a $5k downpayment on a 5-year lease.

Lease end value: What is this?

You have the option to purchase out the vehicle at the end of your lease. To gain complete ownership of the car, you must pay the ‘lease end value’ to take ownership of it. Remember that this amount is taxable and that dealerships may charge additional fees to execute this procedure.

Security Deposit: What is this?

To lower the interest rate, you may add a Security Deposit when you lease a car. Doing so, the interest rate will be reduced by up to 1.5%. You can see the total accumulated amount of money you will end up SAVING when a security deposit is added with the lease.

The maximum amount stipulated in the table can be adjusted to be less, but providing a lesser amount will affect the rate reduction. The deposit is, in the end, simply a deposit, and the full amount of money is returned to you at the conclusion of your lease term.

Cost of Borrowing: What is this?

This is how much money you pay based on the stated interest rate. The amount is determined by adding up all of the monthly payments and then adding them to the lease end value with tax included, then subtracting this sum from the all-in full cash total. The monthly leasing cost is typically higher when you opt for a longer lease term or if the lease rate is high.

See our breakdown of the trims and features on this:

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